Best Startup Scotland
At Best Startup Scotland we track over 100,000 Scottish startups and over 500,000 people who hold key positions in these companies. We use this directory of startups to highlight top employees, founders and organisations we think deserve more appreciation than they are currently getting.
We’ve ranked the top 39 FinTech companies in Scotland. The companies, startups and institutions listed in this article are all exceptional companies, well worth a follow. We have included links to their websites, socials and CrunchBase (if you’re interested in their financials).
We selected the organisations listed in this article based on:
- Track record
- Executive leadership
- Market share
- Innovation
- ESG rating
Our Data – We source our data from OSINT (open source intelligence) and public directories such as Crunchbase, SemRush and many more. The data from these sources should be treated with a degree of caution and verified yourself.
Top FinTech Companies & Startups (Scotland)
Money Dashboard
Money Dashboard is an online personal financial management service allowing users to view their online financial accounts.
Founder(s): Gavin Littlejohn
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Personal Finance, Service Industry
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Nude
The new way to save for and purchase your first home.
Founder(s): Crawford Taylor, Marty Bell, Stephen Doherty
Location: Glasgow, Glasgow City, United Kingdom
Industries: Consumer Lending, E-Commerce, Finance, Financial Services, FinTech, Lending, Personal Finance
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The ID Co.
The ID Co. help businesses onboard their customers using Open Bank data to solve business pains such as credit risk and affordability.
Founder(s): James Varga
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Finance, Financial Services, FinTech, Internet
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FinTech Scotland
FinTech Scotland’s mission is to develop a vibrant fintech eco-system in Scotland through innovation, collaboration and inclusion.
Founder(s): Stephen Ingledew
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech
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Origo
Origo is a fintech company.
Founder(s):
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech
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LendingCrowd
LendingCrowd is a fintech lending platform serving mainland UK.
Founder(s): Stuart Lunn
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Finance, Financial Services, FinTech, Information Technology
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ShareIn
ShareIn help our clients deliver market leading direct investment channels.
Founder(s): Andrew Pickett, Jude Cook
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: B2B, Crowdfunding, Finance, Financial Services, FinTech, Impact Investing
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Delic
Delic is the new operating system for the Music Business. Asset and rights management platform using digital and blockchain technologies.
Founder(s): John Maxwell Hobbs, William Howell, William Howell
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Blockchain, FinTech, Information Technology, Media and Entertainment, Music, Software
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Level E Research
Level E Research is a provider of artificial intelligence (AI) investment solutions.
Founder(s): Sonia Schulenburg
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Artificial Intelligence, Financial Services, FinTech, Machine Learning
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Bpay.io
Bpay.io is a payment processing company for cryptocurrency and blockchain payments.
Founder(s): Alexander Peterman
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Bitcoin, Cryptocurrency, FinTech
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Visible Capital
Visible Capital uses PSD2/Open Banking data to automate the collection of information required to onboard customers.
Founder(s): Christian Burgin, Richard Braidwood, Ross Laurie
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Information Technology
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SquareBook
SquareBook is a socially responsible FinTech driving a new IPO equity culture.
Founder(s): Joe Sluys, Richard Balarkas
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech
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Credabill
Credabill is a FinTech quoting platform that allows home improvement providers to offer finance to their customers at point of quote
Founder(s): Andy Winning, Dean Ferrie, Dean Ferrie
Location: Grangemouth, Falkirk, United Kingdom
Industries: FinTech, Software
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Strikes
Strikes is a beautiful, intuitive, and data-driven stocks & options trading app built to help you trade options the right way.
Founder(s): Andrii Leus, Graciela Carrillo
Location: Glasgow, Glasgow City, United Kingdom
Industries: B2C, FinTech, Natural Language Processing, Trading Platform
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eDrinks
A Digital Wallet and Social Currency for Drinks
Founder(s): Moshe David Rubinstein
Location: Glasgow, Glasgow City, United Kingdom
Industries: FinTech, Hospitality, Mobile Apps, Social Media
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Zumo
Zumo turns Bitcoin and Ethereum into money by making crypto work seamlessly with traditional currencies.
Founder(s): Nick Jones, Paul Roach
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Software
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Circularity Capital
Circularity Capital is a specialist private equity firm investing in European growth SMEs operating in the circular economy.
Founder(s): Andrew Shannon, David Mowat, Ian Nolan, Jamie Butterworth
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Finance, Financial Services, FinTech, Venture Capital
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LOVAT
LOVAT is a software company that assists companies in customer-facing transactions with integrated tax technology solutions.
Founder(s): Aleksandra Sipyagina, Denis Gordeev, Natela Gvindzhiliya, Olga Maksimova
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: E-Commerce, Financial Services, FinTech, Software
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Qpal
Financial Wellbeing, Financial Automation, AI, Open Banking
Founder(s): Craig Buchan
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Information Technology, Mobile Payments, Payments, Personal Finance, Telecommunications
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Interactive Investor
Interactive Investor is a subscription-based direct investing platform that helps website users make accurate financial decisions.
Founder(s): Sherry Coutu
Location: Glasgow, Glasgow City, United Kingdom
Industries: Communities, Finance, Financial Services, FinTech, Impact Investing
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Monily Machine Learning Labs
Monily Machine Learning provides APIs for Digital Receipts
Founder(s): Adrian James, Roman Popat
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Software
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Lease Fetcher
A leasing comparison start-up base in the UK.
Founder(s): Will Craig
Location: Glasgow, Glasgow City, United Kingdom
Industries: FinTech, Leasing
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Soar
Soar is a Glasgow-based fintech focused on building a better financial society.
Founder(s): Andrew Duncan
Location: Glasgow, Glasgow City, United Kingdom
Industries: Financial Services, FinTech
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Nucleus
Nucleus is a software platform that allows financial advisors to manage and customize their clients’ investments.
Founder(s): David Ferguson
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Enterprise Software, Financial Services, FinTech, Software
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Highbeam
Highbeam is a fintech company that offers an online platform for ecommerce originators to comprehend, invest, and expand businesses.
Founder(s):
Location: Newyork, Argyll and Bute, United Kingdom
Industries: Business Development, FinTech, Information Services, Online Portals
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Glow Financial Services
Glow helps operator/carrier clients offer new loan and lease finance products leveraging securitization technology
Founder(s):
Location: Newyork, Argyll and Bute, United Kingdom
Industries: Banking, Financial Services, FinTech
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Ocyan
Financial marketplace for European Expats
Founder(s): Evangelos Pappas, Gabriele Cacciola
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Consumer, Data Integration, Financial Services, FinTech, Information Technology, Marketplace, Personal Finance
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Crypto Next PLC
Digital currency platform and service provider
Founder(s): Asaf Azulay, Sharon Greenberg
Location: Douglas, South Lanarkshire, United Kingdom
Industries: Bitcoin, Cryptocurrency, Financial Exchanges, FinTech, Payments, Retail Technology, Virtual Currency
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Bifrost Wealth
Wealth Management, Finance, Investment
Founder(s): Andreas Pogiatzis, Dino Lauria Ubatuba de Faria, Lorenzo Berg, Martina Lofqvist, Nasser Qadri, Viktor Torstenius, Zoe Balek
Location: Glasgow, Glasgow City, United Kingdom
Industries: Finance, Financial Services, FinTech, Personal Finance, Risk Management, Stock Exchanges, Wealth Management
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Castlight Financial
Castlight provides real-time, affordability & financial capability analysis the Affordability Passport & Categorisation as a Service.
Founder(s):
Location: Glasgow, Glasgow City, United Kingdom
Industries: Banking, Financial Services, FinTech
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Revera Asset Management
Established in 2003, we are an Edinburgh-based investment boutique, dedicated to UK equity investments.
Founder(s):
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Insurance
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Accountables
Accountables fintech platform is that provides financial services.
Founder(s):
Location: Glasgow, Glasgow City, United Kingdom
Industries: Accounting, Financial Services, FinTech, Small and Medium Businesses
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Inbest.ai
Inbest.ai is a data analytics platform that aims to democratise the access to wealth management.
Founder(s): Jim Burke, Manu Peleteiro
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Digital Marketing, Financial Services, FinTech, Personal Finance
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Unlisted Ltd
Real-time AI-powered company valuations
Founder(s):
Location: Glasgow, Glasgow City, United Kingdom
Industries: Artificial Intelligence, FinTech
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Kesho Systems
SaaS Banking platform for credit unions in the UK
Founder(s):
Location: Glasgow, Glasgow City, United Kingdom
Industries: Financial Services, FinTech
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The lang cat
The lang cat is a communication and PR agency that offers financial services with market insight, distribution and product strategy.
Founder(s): Mark Polson
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Financial Services, FinTech, Market Research, Public Relations
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OpenRep
OpenRep is a cloud-based Fintech platform architected for commercial lenders primarily lending in the SME sector.
Founder(s):
Location: Edinburgh, Edinburgh, City of, United Kingdom
Industries: Commercial Lending, Financial Services, FinTech, Risk Management
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Kinetic Smart Solutions
Kinetic Smart Solutions is a cross-platform engine for secure payment acceptance.
Founder(s):
Location: Livingston, West Lothian, United Kingdom
Industries: FinTech, Mobile Apps, Payments
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Coralinn LLP
Coralinn is a private equity and business investment community.
Founder(s):
Location: Livingston, West Lothian, United Kingdom
Industries: Angel Investment, Finance, Financial Services, FinTech
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